LOC
Lines of Credit
Flexible access to capital for recurring expenses, opportunities, and uneven cash-flow cycles.
Discuss a line of credit →One relationship. More possibilities.
Capital and tools to move your business forward.
We help entrepreneurs identify practical funding, payment, and growth solutions that align with where their business is—and where they want it to go.
✓Multiple funding options✓Hands-on guidance✓Clear next steps
Business solutions
More than one route to your next stage of growth.
Every business has different timing, cash flow, collateral, and goals. We help you compare realistic options instead of forcing one product.
SBA
SBA Financing
Longer-term financing options for expansion, acquisitions, real estate, equipment, and other eligible uses.
Explore SBA options →TL
Term Loans
Structured financing for defined business investments with a clear repayment schedule.
Review term loans →WC
Working Capital
Fast, practical funding solutions to support inventory, payroll, marketing, and day-to-day operations.
Explore working capital →ABL
Asset-Based & Equipment
Put qualifying receivables, inventory, equipment, or other business assets to work.
Discuss asset-based funding →MS
Payments & Business Tools
Merchant services, business banking, payroll, technology, and customer-growth solutions.
Improve business operations →The One Stone approach
Funding should fit the business—not the other way around.
We start with the full picture, then identify options that make sense for your priorities and timeline.
20 yearsBusiness-finance experience
1 pointOf contact from start to finish
How it works
01
Start with your objective
Tell us what you want to accomplish, how quickly you need to move, and what matters most.
02
Review practical options
We help you understand the structure, tradeoffs, and requirements of the solutions available.
03
Choose your best path
You decide which option fits. We help coordinate the process and keep the next steps clear.
04
Keep building
Our relationship can continue beyond a single transaction as your business needs evolve.
Why One Stone
Clear guidance. Broader options. One relationship.
Business owners deserve a straightforward conversation about what is possible—and what is not.
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Solution-mindedWe look beyond a single product to find a practical fit.
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TransparentWe explain the structure and tradeoffs so you can decide confidently.
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ResponsiveYou get a direct point of contact and clear communication.
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Growth-focusedWe connect funding with the broader tools a business may need.
Let’s find the right next step.
Whether you are planning ahead or need to move quickly, start with a straightforward conversation about your business.